THE ACC ALTERNATIVE
Protect your income from accidents, illnesses and mental health conditions.
What’s it all about?
Did you know you’re 2.6 times more likely to be out of work for six months or more following an illness rather than an accident?
The ACC Alternative allows you to reduce your ACC accident only cover and add comprehensive Income Protection to ensure you’ll continue to receive an income if you are unable to work from an accident or illness.
The ACC Alternative is administered by Sentinel Financial Services and underwritten by our insurance partners (see our disclosure statement).
Find out how much cover you can secure with The ACC Alternative.
Who is this for?
Tradies
Our coverage extends to a diverse range of trades, including Electricians, Plumbers, Drainlayers, Roofers, Builders, and more, providing simple and practical solutions.
Self-Employed
If you’re an IT Specialist, Entrepreneur, Consultant, or Freelancer, our services have been designed to meet your needs and provide the necessary assistance.
Small Business Owners
If you are a Small Business owner and need cover for yourself, your family, or your staff, we have got you covered with comprehensive policies.
Medical
Our services are designed to support a range of medical professionals, such as General Practitioners, Physiotherapists, and Medical Contractors, ensuring that we can provide comprehensive assistance to meet your specific needs.
Farmers
Our services cater to a range of essential professions, including Farmers, Orchardists, and Agricultural Contractors, who play a crucial role in feeding communities and supporting the economy.
Contractors
As a contractor, you face a variety of risks and uncertainties in your line of work and we recognize the challenges that contractors encounter and our services have been designed to meet your needs and provide the necessary solution.
The Process
The ACC Alternative makes it easy – just answer 5 simple questions on our website, compare your cover on the spot, and you’re ready to apply.
Once your application is accepted we’ll email you a folder of your cover selection and post the policy document for you to keep in a safe place.
We are available to answer any questions you may have via telephone or email. Our job is to help make the process as stress-free as possible. Best of all we’ll have your back at claim time. We’re always only a phone call away.