KiwiSaver
Are you ready for retirement?
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Who Can Join?
To join, you must be
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A New Zealand citizen, or entitled to live in New Zealand indefinitely
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Living or normally living in New Zealand
Contributions & Benefits
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Employees can contribute 3%, 4%, 6%, 8% or 10% of their gross salary• Employers must contribute at least 3% of your gross salary• Self-employed and children can also join
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Withdrawal provisions for first home buyers, including first home grants of up to $10,000
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Government pays 50 cents for every dollar you contribute to your KiwiSaver account each year, up to $521.43
Through our KiwiSaver providers, we also offer
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Online access to balances, contributions, fund information and performance
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Access to a mobile phone, Ipad, computer App with up to date KiwiSaver balances, bank accounts and other assets you own
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On-going information and education on KiwiSaver
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Up to $50,000 of accidental death cover
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Socially responsible investment options
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Life-stepped fund options – including the option for ‘geared’ or ‘leveraged’ funds for potentially greater long term returns.
No cost to you
The advice is free. Our providers are passionate about their KiwiSaver members getting the right advice, so they cover the costs of the independent KiwiSaver advice to their members.
Making it easier for you
Choosing the right fund can be complex, factors such as different tax rates, fund types, employer & government contributions, and understanding market volatility, can make a significant difference to your bottom line in retirement. By getting advice early, you stand to gain the most over the long term.
Qualified Adviser
Sentinel’s qualified KiwiSaver Specialist can work with you to ensure your KiwiSaver Fund is working for you and your unique circumstances and needs. He can also provide advice on alternative superannuation plans, using your KiwiSaver/super funds towards your first home purchase and transferring superannuation funds from overseas into your KiwiSaver.
Andrew Wilkinson
Senior Financial Adviser, KiwiSaver and Insurance Specialist
Andrew is an Financial Adviser who, since graduating from Victoria University in 2013, has already had substantial exposure to the financial services industry, working across insurances, mortgages, investments and financial planning. Andrew brings a fresh perspective to financial advice and seeks to share his knowledge to as wide of an audience as possible – whether it’s the younger demographics interested in investing for the best future possible, or the older generations looking to ensure their lump sums are carefully protected and nurtured. As his journey in financial services continued, he found himself most interested in long-term investing, and was a natural fit to become a specialist in the KiwiSaver/Retirement sector of financial advice. While he began as a KiwiSaver adviser at Adelphi, his role has now expanded to also advising on a large base of existing retirement funds (currently called the Lifetime Superannuation Master Trust – previously the AMP SMT). Andrew is passionate about ensuring that all of his clients are well looked after and have a full, and total understanding of their options when it comes to retirement and the best path to take to maximise their investment.